A Lucky 15 is a full-cover multiple bet on four selections containing 15 individual bets: 4 singles, 6 doubles, 4 trebles, and 1 four-fold accumulator. It is the Yankee (11 bets) with 4 singles added. The singles mean you receive a return even if only one of your four selections wins.
Structure:
- Singles (4): A, B, C, D
- Doubles (6): AB, AC, AD, BC, BD, CD
- Trebles (4): ABC, ABD, ACD, BCD
- Four-fold (1): ABCD
Cost: multiply your unit stake by 15. A 50p Lucky 15 costs £7.50; a £1 Lucky 15 costs £15.
Bookmaker bonuses are a significant attraction of the Lucky 15. Most major bookmakers offer special consolation terms: if only one selection wins, they pay double the odds on that single. If all four selections win, they pay a 10% bonus on total returns. These bonuses add measurable value and should always be factored in.
The Lucky 15 is the go-to bet for many British horse racing enthusiasts picking four races on a Saturday. The singles act as insurance against a difficult day, while the doubles, trebles, and four-fold provide escalating returns with each additional winner. Three or four winners at reasonable odds can generate very substantial returns.
Example
£1 Lucky 15 (£15 total). A wins at 5.0, B wins at 3.0, C wins at 7.0, D loses. Returns: Singles A=£5, B=£3. Doubles AB=£15, AC=£35. Treble ABC=£105. Total return = £163. Profit = £163 - £15 = £148 from three winners out of four.